New & Used Car Financing Made Simple

At Jenkins Hyundai of Lithia Springs in Lithia Springs, Georgia, we understand that financing is often the most challenging part of purchasing a vehicle. Luckily, you can sit back, relax, and enjoy the excitement of purchasing a car when you turn to the experts at our finance department. Regardless of your credit situation, we'll work with you closely to help you get a loan or lease term that suits your situation. 

Benefits of Financing Your Car Through Jenkins Hyundai of Lithia Springs

Financing your vehicle through a bank or credit union is one way to go when buying a new or used vehicle, but there are benefits to financing through a dealer such as Jenkins Hyundai of Lithia Springs. These include the following:

We Can Offer Longer Loan Terms

At Jenkins Hyundai of Lithia Springs, we offer special deals (such as a longer loan term) that you may not get through banks or other lending institutions. An extended loan term of, for instance, six years, as opposed to a shorter three-year or five-year loan, means paying the full amount of the loan over a longer period, so your monthly payments can be reduced to fit your budget. 

Our Dealership Offers Convenience

Another benefit of financing through our dealership is convenience. A finance manager at our dealership will forward your information to banks and other lenders on your behalf to find the best terms and rates for you. Our staff can help you get everything done in one visit - test-drive the vehicle, assess your trade (if you have one), fill out the necessary paperwork, get the car loan approved, and drive off in your new vehicle, all in the space of a few hours. There's no need to shop around when you purchase with us.

Trading In a Car Offers a Tax Advantage

Trading in a vehicle at a dealer can also save you some money on sales tax. That's because in most areas, you get a sales tax credit on the difference in price between your new car and the one you trade in.

We Can Offer Incentives on New Car Financing

If you finance a new car through our dealership, you can enjoy several benefits when you use our subsidiary lender, such as lower interest rates, cashback, and even trade assistance cash incentives. These incentives change each month and are based on buyer prequalification. Hence, if you're pre-qualified, you can see real savings on a new vehicle purchase. 

How To Apply for Financing

There are a few steps that the auto financing process takes to make sure you get behind the wheel of your dream car as soon as possible. 

Decide On a Car

Before applying for financing, it's important to decide on a car. Our finance team is here to help you find the vehicle that perfectly suits your budget, tastes, and needs. 

Fill In the Finance Application

Our online finance application tool allows you to apply for financing for your vehicle purchase from the comfort of your home. The tool gathers information, such as the make and model of your vehicle, and then uses those details to make a financing offer. 

We use the tool to save time and money by pre-screening clients to make informed decisions about financing options. This process can also help you determine ahead of time if you'll be approved for an auto loan. Getting pre-approved allows you to negotiate from a position of strength and get the best deal possible for your next vehicle.

Visit Our Finance Center and Financing Specialists

Once you have an idea of the financing that works for you, our finance team will closely work with you to find out which loan program best suits you. They can help you find an auto loan that fits your lifestyle and budget. Our team will then explain each document in detail and ensure you understand each line before signing anything official. Working closely allows us to assess your credit report to find the best possible deal for you based on your credit situation. 

Complete the Financing Paperwork

Once you have reviewed all your options, it's time to complete the paperwork. We'll ask you to fill out any necessary credit applications and sign all required documents. You'll need to provide proof of residency, proof of income, and identity documents, such as your driver's license or passport, to complete the finance application process. 

Drive Away in Your New Vehicle in No Time

After you've been approved for car financing, we'll give you the keys to your new car. This means you can finally go on a trip and enjoy the freedom that comes with owning your own vehicle. 

Tips for Financing With Bad or Even No Credit

If you have poor or no credit, here are a few tips to increase your chances of getting approved for auto financing:

Never Assume You Won't Be Approved

You may be thinking that a certain financing option is the only one available to you because your credit requires work. This isn't always the case. Make sure to ask questions and learn about other options, including leasing, that may better benefit you and your financial situation. 

Don't Accept Just Any Offer

You don't need to accept the first loan offer you're given just because your credit needs improvement. Keep in mind that you always have options. Many dealers go through multiple banks, so if you think there's a good chance you can get a better loan offer, try for it. Also, don't hesitate to ask questions.

Apply for Auto Loans the Smart Way

Applying for financing can affect your credit score. Hence, to limit the potential damage to your credit rating, try to keep all of your auto loan applications within a 14-day period. 

Improve Your Credit Score if Possible

Improving your credit score doesn't have to be intimidating. Consider working out a payment plan and begin paying off any outstanding debts. In addition, if your start using your credit card for small purchases and repay them in advance, you'll have your credit score up in no time. 

Apply for an Auto Loan at Jenkins Hyundai of Lithia Springs

When the time comes to finance a new car, consider applying for financing online to get pre-approved. If you need help with getting a car loan with bad credit, you can contact our finance team at Jenkins Hyundai of Lithia Springs in Lithia Springs. Our finance experts are ready to help you get finance offers that fit your needs.


Jenkins Hyundai of Lithia Springs

669 Thornton Rd
Directions Lithia Springs, GA 30122

  • Sales: (866) 909-3473
  • Service: (678) 883-7308
  • Parts: (855) 655-8125
  • CUSTOMER RELATIONS: (678) 715-5000


  • Monday 9:00AM - 9:00PM
  • Tuesday 9:00AM - 9:00PM
  • Wednesday 9:00AM - 9:00PM
  • Thursday 9:00AM - 9:00PM
  • Friday 9:00AM - 9:00PM
  • Saturday 9:00AM - 8:00PM
  • Sunday 11:00AM - 6:00PM